PDN Demand Notice for non payment of credit card instalments

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PDN Demand Notice for non payment of credit card instalments

Ankush
Hi.
I was unemployment from last 6 months due to my health issues and before that I used a HDFC credit card and I did use around 27k. Due to my unemployment, I was not able to pay my dues and I have asked HDFC many times that please make instalments of my due amount but they did not. Now they have doubled the amount to around 56k. And they have sent me a legal notice for the same. And they are demanding all amount in a week time.
Please suggest what should i do know.

Thanks.
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Re: PDN Demand Notice for non payment of credit card instalments

Adv Puneet Batish
Administrator
@Ankuh
See they cannot double the amount of their own in few days. You need to clarify when you used credit card and when you received legal notice.
Moreover HDFC have to file a suit for recovery in court if they want to recover the amount legally, where they cannot claim such heavy rates of interests.
Justice for all